CHECKO
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Overview
Mutasi
Cashflow forecast
Projected balance after essentials, bills, and daily spending patterns.
Separate loans/installments from fixed costs for a clearer cashflow view.
Confirm entry
Money
Bill statistics
Loans and fixed costs by due time.
Loans & installments
Loan details
AI auto record + manual edit
Fixed costs
Fixed cost details
AI auto record + manual edit
Profile
Summary report
Period cash flow
Current status
Budget
AI auto record + manual edit
Budget details
AI auto record + manual edit
Balance
Balance details
Add or edit banks, wallets, crypto, and stocks.
Income
Expected income
AI can record automatically, manual edits stay available.
Reimbursements
+1 Basic / +3 Premium for every renewal after that.
Your invitees
Credit history
Emergency fund
Safe balance subtracts this. Leave empty = auto.
Tools
Estimates only — confirm with DJP/your tax consultant.
Persona
Pick the assistant's character, tone and avatar.
称谓
Set how the assistant calls you.
Account
Sign in to use AI chat and sync your subscription.
Password
Set or change your login password. You can still sign in with an email code.
General
Language, display and timezone.
Appearance
Dark mode and accent color.
AI
How chat uses your AI quota.
Security & reminders
App lock and bill notifications.
Options appear here when your device supports them.
About
Transactions, budgets, and bills are stored locally. Only AI replies go through the server.
Files generated from 流水. Tap to download · kept 7 days.
Import transactions
Import income/expense history from Excel/CSV.
Have an old Excel ledger? Import it now before logging manually.
Backup & restore
Export a file you can keep safe or move to a new device.
Savings goal
Set how much you want to reach. Optional deadline + note.
Log expense
Fill in the name and amount, then save.
Log income
Enter amount, type, and destination account.
Can I buy this?
Enter the item and price first.
Confirm change
This chat will update your local finance data.
Generate file
From the current 流水 filter. Find it in Profile → Download.
Your ad here
Upgrade to remove all ads — see Profile → Subscription.
Use 1 AI credit?
This question needs AI. Confirm to spend 1 credit.
Sign in to chat with AI
We'll email you a magic link. No password.
Reset all data?
Type this code to confirm:
Change balance?
Editing the balance changes your dashboard (safe balance, daily limit). Type this code to confirm:
Review & confirm import
Tukar poin
10 → 1 month Silver · 25 → 1 month Gold.
Custom name
Split bill
Snap the receipt, I'll split it — tax & service included.
Reading receipt…
Delete?
This can't be undone.
Masuk untuk mulai
Daftar / masuk dengan email. Kami kirim kode 6 digit.
已锁定
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